IRDAI Approved
Care Health Insurance
Sum Insured
Up to₹1 Crore
Cashless Network 14,000+ Hospitals
Starting Premium₹ 750
Policy TermAnnual / Multi-Year
🛡️ IRDAI Regulated Desk · 99.4% Claim Settlement Ratio
Institutional Health Insurance, Super-Top-Up & Hospitalization Advocacy
Shield your multi-generational savings against escalating healthcare inflation. Access comprehensive family floaters, senior citizen coverage, and ₹1 Crore super-top-up mediclaim with zero room-rent capping, consumable cover, and 10,000+ cashless hospital networks.
IRDAI RegulatedBacked by Tier-1 Health Insurance Houses
Zero Room CappingFreedom of Hospital Room Selection
Consumables Covered100% Bill Settlement Protection
Cashless ConciergeInstant Pre-Authorization Assistance
Coverage Radar
Life-Stage Protection Architecture
Tailor your insurance safety net based on real income multiples, debt obligations, and dependents.
Stage 1: Young Earner
Income Replacement Net
Pure term insurance of 20x annual salary locked at early low premiums + ₹1 Crore super top-up mediclaim.
Stage 2: Growing Family
Family Floater & Critical Illness
Restore benefit health cover for spouse & children, maternity rider, and lump-sum critical illness safety net.
Stage 3: High Net Worth
Keyman & MWP Act Trust
Business keyman protection and policy ring-fencing under Married Women's Property Act to isolate assets from creditors.
Stage 4: Golden Years
Global Healthcare & OPD
Pre-existing disease coverage, global treatment access, day-1 OPD consultation, and zero deductible claims.
Claim Concierge
The MFeasy Cashless Claim Assistance Desk
When a family crisis occurs, you should focus on recovery. Our claim specialists handle every hospital and insurer touchpoint.
01
Immediate WhatsApp SOS
Alert our dedicated claims team 24/7 via WhatsApp or direct line within 30 minutes of hospitalization.
02
TPA & Hospital Liaison
We connect directly with the hospital insurance desk and Third-Party Administrator to fast-track pre-authorization.
03
60-Min Cashless Approval
Our desk eliminates procedural delays to ensure initial cashless sanction is cleared seamlessly.
04
Zero-Dispute Settlement
We review billing itemizations to challenge unjustified deductions and secure maximum policy reimbursement.
Underwriting Integrity
Zero-Dispute Policy Diagnostics & Audits
Eliminate hidden co-pay traps, disease-wise sub-limits, and waiting period disputes before policy issuance.
Sub-Limit Audit
Zero Room Rent Capping
Ensure your policy covers standard private rooms without proportional deduction penalties on ICU and surgeon charges.
Pre-Existing Cover
Waiting Period Fast-Track
Audit waiting periods (1Y vs 3Y) and ring-fence lifestyle conditions for immediate day-1 cashless admissibility.
Claims Escalation
Direct Ombudsman Support
Legal representation through the Insurance Ombudsman grievance cell in case of unjustified insurer repudiation.
Verified Underwriting
Live Health Insurance & Mediclaim Desk Plans
Explore verified offerings with indicative yields, institutional terms, and direct digital application portals.
IRDAI Approved
Star Health Insurance
Sum Insured
Up to₹1 Crore
Cashless Network 14,000+ Hospitals
Starting Premium₹ 750
Policy TermAnnual / Multi-Year
Diagnostic Desk
Underwriting Diagnostics & Claim Tools
Run comprehensive life value simulations and check cashless hospital networks prior to policy placement.
Capital Replacement🛡️ Diagnostic Engine
Human Life Value (HLV) Diagnostic Tool
Determine your family’s exact income replacement requirement based on inflation, liabilities, and dependents.
Healthcare Inflation⚡ Inflation Model
Mediclaim Inflation & Critical Illness Model
Model 10% annual healthcare inflation to evaluate your family super top-up and restore benefit thresholds.
Cashless Claims🏥 Cashless Network
Hospital Network & Claim Concierge Desk
Access 14,000+ empaneled cashless network hospitals and connect with our dedicated 24/7 claims escalation desk.
Clarity & Governance
Frequently Asked Questions
Clear, straightforward answers regarding process, safety, tax treatment, and liquidity.
What is proportionate deduction and why is room-rent capping dangerous?
If your policy has a 1% room-rent cap (e.g. ₹5,000/day on a ₹5L policy) and you choose a room costing ₹10,000/day, the insurer will reduce NOT JUST the room rent, but ALL associated doctors' fees, surgery costs, and ICU charges by 50%! MFeasy only recommends policies with ZERO room-rent limits.
What is the difference between a Top-Up and a Super-Top-Up policy?
A standard Top-Up policy applies its deductible to EACH separate hospitalization, making it hard to claim. A Super-Top-Up policy aggregates ALL hospitalizations during the entire policy year against a single annual deductible, making it vastly superior and comprehensive.
I have health insurance from my corporate employer. Why do I need a personal policy?
Employer group health policies terminate the moment you switch jobs, are laid off, or retire. If you develop hypertension, diabetes, or other chronic conditions in the interim, buying a fresh policy at age 55+ with pre-existing conditions becomes difficult and expensive. A personal policy keeps you protected for life.
How much income tax can I save under Section 80D?
Under Section 80D, you can deduct up to ₹25,000 for premiums paid for yourself, spouse, and children (or ₹50,000 if aged 60+). Additionally, you can claim up to ₹50,000 for senior citizen parents' coverage, yielding total annual tax savings up to ₹1,00,000.
Regulatory Disclosure & Risk Notice: Health insurance policies are subject to terms, conditions, waiting periods, and exclusions specified in the policy document. Pre-existing diseases are covered after the completion of the declared waiting period. KS Finoleg Services Pvt Ltd (MFeasy) acts as an authorized corporate insurance distributor registered with IRDAI.